Hong Kong credit-card rewards
Know which card to swipe.
Know which card to swipe.
5 seconds. Every time.
MaxSwipe finds the single best Hong Kong credit card for every purchase — cashback or miles. 100% on your phone. No sign-up.
MaxSwipeGood morning
Make every swipe count.
Tap to start
Find my best card
Pick a category, get your answer
→
Recent
🍜
Dining
Café Mock · HK$1,200
+HK$60🛍️
Online
ShopGeneric · HK$800
200 mi9:41
Best · Dining
+HK$60
Apex Platinum
100% on-device
No sign-up
No tracking
100% free
繁中 / English
How it works
Your best card in three taps.
No spreadsheets, no guesswork — just the answer.
1
60 cards · 25 issuers · 3 selected
AX
Apex Bank
Retail bank
1 ✓
Apex Platinum Cashback
✓
SM
Summit Bank
Card issuer
1 ✓
Summit Signature Miles
✓
HB
Harbour Bank
Retail bank
1 ✓
Harbour Everyday Cashback
✓
Step 1
Add your wallet
Pick the cards you already hold from 60 HK cards across 25 issuers.
2
What are you buying?
🍜Dining
🛒Supermarket
🛍️Online
🚇Transport
☕Café Mock
HK$1,200
See best card
Step 2
Pick category & merchant
Dining, supermarket, online, transport… then the merchant and amount.
3
🍜 Dining · Café Mock · HK$1,200
Best
Apex Platinum
Apex Bank
+HK$60
5% dining cashback on Apple Pay · cap not reached
Summit Signature
Summit Bank
300 mi
≈ HK$30 value at your HK$0.10 / mile
Harbour Everyday
Harbour Bank
+HK$12
1% base cashback, all spend
Step 3
Find your MaxSwipe
See your cards ranked — and exactly what each one earns.
Cashback or miles?
Why not both.
Compared fairly, your way — two kinds of reward, one honest answer.
💵
Cashback
Straightforward money back on every eligible swipe — simple and predictable.
✈️
Air miles
Earn miles toward flights and cabin upgrades — great value if you fly.
MaxSwipe puts cashback and miles on the same scale using your own mile valuation — so the card it picks is the one actually worth more to you.